Financing big-ticket items is not a new concept by any means. New cars, your first home…all these are possible because you can finance them.
Now, you can even finance medical and surgical procedures! In this day, financing can make your wildest dreams come true.
It’s not uncommon for LASIK patients to take advantage of zero-interest credit cards. Why wouldn’t you want to pay less when covering your LASIK cost?
This financing is sometimes offered through their own LASIK surgeon and their practice. It’s important to point out that going the credit card route is only a good idea if you can pay off the balance.
Otherwise, your zero interest will turn into penalty fees. Keep reading to find out ways to pay for LASIK without a credit card!
Financing is Not the Only Way
While many patients use their credit to pay for LASIK, there are other ways. A life without glasses and contacts sounds too good to be true, but it doesn’t have to be!
A Penny Saved…Or A High Interest Savings Account
If putting a big ticket procedure like LASIK on a credit card makes you nervous, you can save up for it. Now, LASIK on average can cost about $2000 per eye.
Saving up $4000 may take a while, so consider a faster option. Go talk to your bank about opening a savings account with a high interest rate.
A typical savings account does gain interest, but it’s very slowly over time. A high-interest savings account means that your savings will grow faster.
If you can afford it, try adding at least $400 per month to your savings account. You could pay for your procedure in about 2 years with this savings schedule!
Explore Your Employer-Provided Benefits
By this, we are referring to your employer-provided health savings account (HSA). Your health savings account lets you set aside tax-free savings from each check.
This is helpful if you are looking to save up for a specific medical procedure. Tax-free dollars mean you can save up for LASIK even faster, while using money you already get!
Talk to your human resource department to see if you have an HSA. If you do, LASIK is one of the procedures you can use your HSA funds for.
With this kind of account, you need to use the money within a certain amount of time before they are no longer valid.
The Side Hustle…
Otherwise known as the “side job”, the side hustle might be your preferred way of making LASIK a reality. But just because you will be working to save money, it doesn’t mean you can’t have fun while doing it.
Check out the app store for options like driving for Uber or Lyft, becoming a dog walker, and house-sitting! Have a special talent? Consider giving lessons for singing, piano, or drums.
The main goal is to make enough money to finance your LASIK procedure without going into debt.
Wondering if you could be a good LASIK candidate? You owe it to yourself to schedule a LASIK consultation at Loden Vision Centers in Gallatin, TN today!
